Tuesday, October 5, 2010

Erase Debt –Should You Use Credit Card Consolidation?

Credit cards are one of the leading causes of debt and therefore using credit cards to consolidate your debts is not an effective debt reduction strategy. Credit cards tend to have high rates of interest, and will often lead you into deeper debt.

Debt reduction means working to decrease your bills, not to add or retain the bills you already have by using another source to pay off the debt. Rather than considering credit cards as a source of debt consolidation, you must find a way to reduce your bills and erase debt.

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