A tip to erase debt: Put your credit cards somewhere where they will not tempt you. You may like to consider keeping at least one card for emergency purposes. If you have poor credit, you may find it more difficult to get a credit card in the future and if you keep at least one account open, then you won't have to worry about applying. One tip is to put your credit cards in a zip lock bag, put the zip lock in a container of water and place the container in your freezer. Not only will the cards not be tampered with, you won’t be able to use them on impulse!
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